22 April 2017

@LearningHandsOn @SMGurusNetwork Teaching Kids About Money Giveaway!

Teaching Kids About Money Giveaway
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Celticlady's Reviews welcomes you to the Teaching Kids About Money Giveaway!

Learning Resources and the author of Expecting Money: The Essential Financial Plan for New and Growing Families have come together for this giveaway!  They want to share some tips with parents on how to teach your kids about money, hope these help!
  1. Play the, “What do you think it costs?” game. Ask your child to guess the price of everyday items. It's a fun way to teach value.
  2. Send older kids on a price-war scavenger hunt. When at the grocery store, have them find cereal, bread, milk, or other foodstuff with the best price. Then discuss whether it really is or isn’t a good deal.
  3. Reward hard work. When you're with your child, buy from another kid’s lemonade stand and give a buck to a busker. Provide your child with work-for-pay opportunities - make sure they’re challenging and expect a job well done.
  4. Explain how to use an ATM. You’re there anyway, so explain what’s going on. You deposited money that the bank is holding for you, this is how to swipe a card, deposit checks, etc.
  5. Save for a goal together. Choose something your child or family wants to do and then make a big production out of contributions. Even a toddler throwing a dime into the pot is a moment to celebrate.
  6. Treat your things well and teach your child to do the same. Explain that you work hard to purchase the items you all enjoy. Your time and effort is valuable.
  7. Encourage entrepreneurship. Kids can sell their unwanted toys or clothes online or in the driveway (with your help, when they’re young), walk dogs, or come up with their own money-making venture. Watch Shark Tank together for ideas and a healthy dose of reality.
  8. Talk about financial values. Be open about what you think is right and wrong about money but be respectful of your child’s emerging perspective.
  9. Teach your child to pay - early. Even a kindergartner can buy a drink at a cafe. On days when no one else is in line, let him or her order and hand the money over. Explain how to count the change and drop the right gratuity in the tip jar. This process should not be a mystery by the age of ten.
  10. Give a tax lesson. When you get a store receipt, show your child the line item for sales tax and tell him where that money goes. Explain that some of  what you earn goes to the federal government, too. Roads, fire stations, defense, and schools are financed this way.
 
This contest is hosted by the Social Media Gurus Network!
Below is a list of all the bloggers involved in the gift guide.

Michigan Saving and More

Deliciously Savvy

Tales From A Southern Mom

Heartbeats ~ Soul Stains

Welcome To My Kitchen

Life in a House of Testosterone

Here We Go Again ready

My Silly Little Gang

Everyday Gizmos Sweeps & Views

Mami's 3 Little Monkeys

Bargnhtress

PaulaMS’ Giveaways, Reviews, & Freebies

Central Bargains and Giveaways

Eclectic Evelyn

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Now let’s get to the sponsor!

Learning Resources

Teaching Cash Register

$54.99 RV

Also available on Amazon.

See review HERE.
This giveaway is in no way endorsed, affiliated, or associated with Facebook, Twitter or any other Social Media Networking Site.You are not eligible if you have won a prize from the sponsor in the last 12 month. This Giveaway is valid in the United States Only and Entrants must be 18+ years of age to enter. This giveaway event will end at 11:59 PM (EST) 5/22/17. The winners will have 48 hours to email their information back to las93063 at gmail dot com or a new winner will be drawn, you may want to put this email address as safe as it could go to spam. The sponsors are each responsible for shipping of the above prizes. No blog associated with this contests are responsible for prize fulfillment. If you would like to be a sponsor in a giveaway like this please email Laura Smith at las930 (at)gmail (dot) com. If you take an entry you must stay following for the entire contest or you will be disqualified.

Also we all “love it if you like us” on Facebook! If you like our blogs on social media it helps us bring you only the best giveaways and more of them!

Enter below and Good Luck!

Abby's Journey by Steena Holmes Guest Review!



Twenty-year-old Abigail Turner has only known her mother, Claire—who died shortly after she was born—through letters, videos, postcards, and journals. Abby’s father, Josh, has raised his precious daughter himself, but his overprotectiveness has become stifling. Abby longs to forge out on her own and see the world after a childhood trapped indoors: she suffers from bronchopulmonary dysplasia, which means a case of the sniffles can rapidly escalate into life-threatening pneumonia.

But when Abby’s doctor declares her healthy—for now—her grandmother Millie whisks her away to Europe to visit the Christmas markets that her mother cherished and chronicled in her travel journals. Despite her father’s objections, Abby and Millie embark on a journey of discovery in which Abby will learn secrets that force her to reevaluate her image of her mother and come to a more mature understanding of a parent-child bond that transcends death.

New York Times and USA Today bestselling author Steena Holmes offers a tender and heartfelt exploration of parental love and a daughter’s longing for connection in the poignant next chapter following Saving Abby.



NY Times & USA Today Bestselling Author - Steena is the author of the heart wrenching Finding Emma series.

The Word Game was included in the Top 20 Novels to be Written by Women in 2015 by Good Housekeeping.

Her latest novel - The Word Game won the 2015 USA Books Award for Best Fiction and her novel, The Memory Child was a finalist in the same category. 

Steena Holmes grew up in a small town in Canada and holds a Bachelors degree in Theology.

In 2012 she received the Indie Excellence Award. Holmes was inspired to write Finding Emma after experiencing a brief moment of horror when she’d thought her youngest daughter was missing. 

She currently lives in Calgary with her husband and three daughters and loves to wake up to the Rocky Mountains each morning.
~
Novels in her Finding Emma series:
Finding Emma
Dear Jack
Emma's Secret
Dottie's Memories
Megan's Hope

The Memory Child
The Memory Journal

Stillwater Bay Series:
Before the Storm
Stillwater Rising


The Word Game
Saving Abby

Abby's Journey, the sequel to Saving Abby, chronicles the story of the sacred child that Claire was determined to save, at the greatest cost of all.  Abby, born prematurely, suffers from a lung condition that stops her from living a "normal life".  Instead, under constant protection from her father, she's often either sick in the hospital, or being watched over by the anxiety-riddled father that once lost the love of his life and refuses to lose his daughter, too.  

This story, told from multiple points of view, carries on Claire's legacy and allows the reader to see inside the mind of each character.  Through letters written by Claire to her family, the reader is allowed, even further, into the mind and emotions of each of the characters.  

Though the stories each have a different tone, they are both filled with adventure.  While we get to see Europe through Claire's sad and grieving eyes in the first novel, we get to see it again through the naive and adventurous eyes of Abby as a young adult.  

So, as it was Claire's wish to be a mother, it is Abby's wish to know her mother.  And there is no love like that of a mother and daughter. Charming and romantic, heartbreaking and exciting, these stories are compelling and exceptionally written. 

Guest Review

Saving Abby by Steena Holmes Guest Review!


All children’s book illustrator Claire Turner ever wanted was to be a mother. After six years of trying to conceive, she and her husband, Josh, have finally accepted that she will never be pregnant with a child of their own.

Yet once they give up hope, the couple gets the miracle they’ve been waiting for. For the first few months of her pregnancy, Claire and Josh are living on cloud nine. But when she begins to experience debilitating headaches, blurred vision, and even fainting spells, the soon-to-be mother goes to the doctor and receives a terrifying diagnosis. Since any treatment could put their unborn baby’s life at risk, the Turners must carefully weigh their limited options. And as her symptoms worsen, Claire will have to make an impossible decision: Save her own life, or save her child’s?


USA Today and New York Times bestselling author Steena Holmes brings us an unforgettable story of one woman’s courage and love.
 


NY Times & USA Today Bestselling Author - Steena is the author of the heart wrenching Finding Emma series.

The Word Game was included in the Top 20 Novels to be Written by Women in 2015 by Good Housekeeping.

Her latest novel - The Word Game won the 2015 USA Books Award for Best Fiction and her novel, The Memory Child was a finalist in the same category. 

Steena Holmes grew up in a small town in Canada and holds a Bachelors degree in Theology.

In 2012 she received the Indie Excellence Award. Holmes was inspired to write Finding Emma after experiencing a brief moment of horror when she’d thought her youngest daughter was missing. 

She currently lives in Calgary with her husband and three daughters and loves to wake up to the Rocky Mountains each morning.
~
Novels in her Finding Emma series:
Finding Emma
Dear Jack
Emma's Secret
Dottie's Memories
Megan's Hope

The Memory Child
The Memory Journal

Stillwater Bay Series:
Before the Storm
Stillwater Rising

The Word Game

Saving Abby


http://www.steenaholmes.com
If you could have one wish, what would it be? Some of us would wish for health, happiness, for wealth, or any number of things.  For Claire Turner, children's book illustrator, it was to have a child.  She longed to be a mother.  More than anything in the world, she wished to have a child.

After years of trying, she and her husband, Josh, finally accept the fact that this wish - one they share - will never come true.  Heartbroken, lost and in grief, the couple decides to travel to Europe in hopes of coping with the loss of the one thing they'll never have.  

Steena Holmes tells the story of this perfect couple as they travel across the ocean to mourn and to heal.  Along their travels, they make friends, they work on their stories (books about an adventurous kid named Jack that they co-author) and they find peace and joy in each other.  

But then, with a twist of fate and an unexpected surprise, Claire returns home to find out she's pregnant.  Elated and shocked, the couple enjoys the first few months of the pregnancy with a joy that only Holmes can describe.  Until life unexpectedly steers them in another direction - Claire is sick.  She has a brain tumor.  And she has to decide whether she wants to seek treatment or have the baby, because it's one or the other. She cannot have both.

Holmes writes with such compassion and love that this book is definitely readable in one sitting.  The descriptions of places makes you feel like you're there - you can smell the sweetness of the Belgian waffles and feel the Italian breeze brushing your skin.  And she makes you fall in love with the characters and feel every emotion they feel. 

Guest Review 

Salvage Him by Sydney Aaliyah Michelle Book Blitz!

Salvage Him
by
Sydney Aaliyah Michelle
Series:  Highland Park Chronicles Book #1
Genre:  Contemporary Romance, Light BDSM
Publication Date: April 24, 2017

Blurb:
Anger and lies can lead to destruction, but passion and control can lead to love.
Harrison
I met my soul mate, but she's married to someone else.
Every fiber of my being screams she belongs to me.
He saved her, but he doesn't deserve her.
If I'm being honest, neither do I.
Brooklyn
I didn't know I was settling until he showed me what I was missing.
He promised to maintain control, but I pushed him and he destroyed us both.
Now I know what I need, but am I what he wants.
Harrison's anger and Brooklyn's lies push them both toward destruction. Can passion and control SALVAGE their love?
Salvage Him is a passionate romance with BDSM elements by Sydney Aaliyah Michelle. If you like a strong alpha male, scorching sex scenes and a connection that makes your heart and body quiver, then you'll love Sydney Aaliyah Michelle's latest stand alone HEA romance.
Pick up Salvage Him and read how Harrison and Brooklyn find each other today!
What Others are Saying about Salvage Him:
  • Your book is the closest to the truth of what happens in the Dom/sub lifestyle that I have ever read.
  • OMG! Wholly wet balls batman! What a steamy and delicious read!
  • Absolutely fell in love with Harrison and Brooklyn in this story. How could you not.
  • This was the first time I've ever seen this subject material (BDSM) covered in a somewhat realistic way.
$0.99 or FREE on KU
Add it to your TBR on Goodreads!
Excerpt  
His arms flexed as he adjusted the armoire in the corner. He wiped his hands on his thin t-shirt. It rode up as he picked at something on the door. He ran his hand through his shaggy light brown hair. He stood back and rubbed the stubble on his chin.
I watched him as he reached out and caressed the wood.
I felt it on my cheek.
He leaned in and rested his forehead on the wood.
I leaned in too.
His beautiful lips whispered something to the wood.
I felt the wisp of air on my earlobe and shivered.
He made a fist as his forearms flexed and knocked twice.
"Come in," I whispered and gasped.  


AUTHOR BIO:
Sydney Aaliyah Michelle is a Contemporary Romance writer, a voracious reader, tattoo lover, and movie fanatic who hails from Texas.
After surviving 5 1/2 years living in China, she had the courage to finally pursue her passion and become a writer.
She identifies the sci-fi action flick "The Matrix" as the best representation of her life in the past. She is now blessed to be awake and doing what she loves.
She can recite the entire script from the 80's teen comedy/drama "The Breakfast Club" and loves any and everything associated with the Avengers Movie, especially Tony Stark.
When it come to books, Sydney reads different genres, but some of her favorite writers are Stephen King, Alex J. Cavanaugh, J.A Huss, M. Never & Emily Bronte. Under the Dome, The Great Gatsby & Wuthering Heights are her favorite books.
To stay up to date with Sydney, join her newsletter, and connect through social media.  
Amazon Author Central - https://www.amazon.com/-/e/B00KKYD5US

Davenport House Prequel: Debutante by Marie Silk Tour and Giveaway!


Davenport House Prequel: Debutante
Marie Silk
Publication date: April 21st 2017
Genres: Historical, Young Adult
The family saga begins in Debutante, a prequel to the best-selling Davenport House series. A life of luxury for the Davenports means drudgery for the servants on the grand country estate. This is their story in 1909 America, six years prior to the events of book one.
While her father is away on business, sixteen-year-old Mary Davenport feels confined and alone, despite her privileged life at the family’s mansion. As the day of Mary’s debutante ball draws near, the servants are conflicted by instructions from Mary’s mother to starve her until she fits into a gown that was made too small. Mary is also under pressure to act the part of society while being forbidden from seeing her only friend, the servant boy who works in the stable.
In a shantytown hours away, a young girl called Abigail is hired to sew a gown for a dressmaker’s wealthy patron. Abigail gives up her education in order to provide for her impoverished family. Neither she nor Mary is aware of how connected their futures are destined to become.
Special release price of 99¢!
AND: Each book in the series will be on sale for 99¢ between April 22-27!


Author Bio:
Marie Silk has enjoyed writing stories and plays since childhood. She lives with her family in the United States and travels the globe as often as life permits. She is an admirer of history, antiques, and architecture. Marie is the author of the best selling Davenport House family saga.

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On the Edge of Death by Ciara Ballintyne Release Blitz!


Epic Fantasy
Date Published: 22 April 2017
Publisher: Evolved publishing

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All the Left Hand of Death wants is something to call her own, but is the price too high?

Ellaeva, the fated avatar of the death goddess, is desperate to track down her missing family but the trail is decades old. Instead, she discovers her battered and bloodied sister priestesses driven across the Jerreki border on pain of death. Ellaeva must turn aside from her personal quest to investigate the murders, only to find her parents have been taken into the heart of the conflict.

Lyram Aharris, favoured son of the royal line of Ahlleyn, is the only living person she trusts to help her infiltrate the enemy stronghold and uproot the horror they find there, but their chequered past threatens the mission. Accompanying him is his crown prince, the one man Lyram wants dead above all others.

Now Ellaeva must face down the darkness in her soul before a dark god is brought into the world.

At the boundary of life and death, all oaths will be tested. 



EXCERPT

Lyram leaned on the window casement, scouring the bustling courtyard of the royal palace of Ahlleyn below. Servants in the black and purple livery of the clan Gaylbrath strode confidently about their tasks, and his gaze skipped over them, looking for someone obviously out of place—looking for the crow amongst the sparrows. From this high, picking individual faces out of the crowd was impossible, but that didn’t stop him searching. He didn’t need a face to find the person he sought.
Despite his failure to note anyone out of place, he knew there was at least one person in the palace who shouldn’t be there. He could feel it in his bones.
“Lyram, you’re not listening to me.”
Sighing, he turned, leaning back against the wall with his arms folded over his plaid. He regarded the duchess. “No, Narrawen, I’m not. I do apologise. What were you saying?”
The Duchess of Kinrothen narrowed pale-blue eyes at him. She stood in the centre of his sitting room, an inner sanctum furnished by his late wife, and a place of solitude and reflection where he’d usually not permit the duchess. But, short of his bedchamber, this was the only room in his suite with a window. He needed to see the courtyard, and she’d insisted on speaking with him.
“Never mind. You clearly have something else on your mind.” Then her voice grew teasing. “Perhaps something I could help with?“
Lyram swallowed a long-suffering sigh. Narrawen, standing with her head cocked and one hand on a hip, was a fine figure of a woman, but she was also a schemer. Her kirtle, though made of expensive linen, was woven in the red, yellow and green tartan of her clan; she took every opportunity to wear it, as though reminding everyone she was their clan leader. Though women were accepted as equals in Ahlleyn, a woman heading a large warrior clan could experience certain… troublesome elements, and she carried a bow slung over her shoulder. A woman who would lead warriors must be a warrior, and she had the temperament to match the flaming red hair tumbling down her shoulders in unruly curls. Everything she did was calculated and planned, and there was no way he’d be sharing what was on his mind.
“It’s nothing to trouble yourself over,” he said.
“Oh, it would be no trouble to take a burden from your shoulders.” She stepped forward, closing the distance between them to place a hand on his arm.
The heady aroma of eastern tuberose assaulted his nostrils, rich and sensual. She was tall, the top of her head on a level with his nose, and her breath tickled his clean-shaven chin. Her gaze held the resolute intensity of a woman accustomed to getting her way, sooner or later. She was beautiful, and in a way that went beyond her face and figure: she was fierce, determined, and intelligent.
But when he looked at her, he saw only Ellaeva.
Her brow pinched, as if reading something in his face, and he smoothed his expression.
“You’ve been too long a widower,” she said.
He started. “Eighteen months! That’s hardly too long.”
She met his gaze with an intense expression, ignoring his protest. “And I’ve never married. We both need heirs.”
He shook his head and tried to draw away, but she had him pinned between her wide skirts and the window. “You would merge two of the kingdom’s most powerful and influential duchies into one? The aristocracy will never stand for it. You already know my answer, Narrawen. I’m not interested in marrying—you or anyone else. It’s not personal, you understand?”
She snorted in a most unladylike fashion and tossed her hair, like a wild horse tossing its mane. “You pay too little attention, Lyram. You’d be surprised what the aristocracy will allow now, after the fall of Traeburhn. Everyone’s been made nervous by his treason, especially the stripping of lands and titles. Besides, we need not merge the duchies. We could agree on a division of heirs.”
“The risk of civil war—”
She leaned closer, until only inches separated their faces. The heady smell of her perfume was almost intoxicating.
“There are any number of men in this kingdom, and without, who would marry me,” she said. “Most for the wrong reasons. Few of them have my respect and admiration, but you do. What I need is a husband. What I want is you.”
The door burst open, thumping against the wall.
Narrawen jumped back, her bow clattering against the side table. A faint blush stained her cheeks.
Lyram’s pulse quickened. This was it, the moment he’d been waiting for.
Everard stood framed by the sitting room’s doorway, his posture perfectly erect as he folded his hands neatly in front of his sporran. As always, he was clad in scrupulous court attire, his rank pinned to the shoulder of his white shirt and his kilt falling in perfect pleats. His thinning grey hair had been meticulously combed, and his wire-framed glasses perched precariously on his nose. He kept his face blank, but a small twitch beside his eye betrayed his displeasure at the duchess’s presence. “Sir.”
Though Everard’s tone was even, Lyram read the tension and urgency in him. “I know, Everard. I’ll come.”
“A prior engagement, Lyram?” Narrawen said. “Whatever it is, reschedule it. We’re not done.”
Lyram opened his mouth to countermand the order—though she outranked him, how dare she presume to order his aide-de-camp?
But Everard’s gaze flickered to her with that same inscrutability, and in his perfectly deadpan aide’s voice he said, “Is Your Grace still chasing a husband? Perchance I can suggest a better hunting ground.”
Narrawen grew rigid, and Lyram suppressed a grin.
“The duchess and I can finish our conversation later,” Lyram said. “I’ll come, Everard.”
“No, sir—” Everard blinked, jerking aside as though pinched, and Ellaeva stepped into the room.
The shock of seeing her thrilled through him, like the mixed pleasure of an unexpectedly warm spring day, tainted by fording a stream running with snowmelt. Though he’d felt her jump suddenly from the far east to well within Ahlleyn borders several days ago, though he’d felt her drawing nearer by the day, he hadn’t realised she was here, outside the room. And no amount of time could have prepared him for this moment.
Their gazes locked. Her black eyes were flat and cold. In his head, the sense of her abruptly clenched into the hard glass ball that said she was trying to control or hide her feelings. That connection was the unintended legacy of his resurrection at her hand, but she’d grown better at controlling it. Then her gaze flickered to Narrawen, standing so close alongside him, and the glass ball shattered into a thousand shards with an impact so visceral he gasped and sat down. The chill in the air deepened.
She switched her stare back to Lyram. Finally, she spoke, in a voice cold as iron. “I have come to see Alagondar.”


About the Author

Ciara Ballintyne grew up on a steady diet of adult epic fantasy from the age of nine, leaving her with a rather confused outlook on life – she believes the good guys should always win, but knows they often don’t. She is an oxymoron; an idealistic cynic. Her debut work is Confronting the Demon, and In the Company of the Dead is her first book to be published with Evolved Publishing. She holds degrees in law and accounting, and is a practising financial services lawyer. In her spare time, she speculates about taking over the world.

Contact Links

Twitter: @CiaraBallintyne


Purchase Links


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